Buying car insurance can sometimes feel confusing, especially with so many options in the market. This is where Policybazaar Car Insurance comes into play. Policybazaar is India’s largest online insurance marketplace, helping customers compare and buy policies from top insurers in just a few clicks. It acts as a one-stop platform to find the best car insurance plan at an affordable premium.
What is Policybazaar Car Insurance?
Policybazaar is not an insurance company itself but an aggregator that partners with leading insurers like ICICI Lombard, HDFC Ergo, Bajaj Allianz, SBI General, and more. Through its platform, you can easily compare premiums, coverage benefits, and claim settlement ratios of different car insurance policies. This ensures that you make an informed decision rather than relying on a single insurer.
Key Features of Policybazaar Car Insurance
- Easy Comparison – Compare policies from multiple insurers in one place.
- Instant Quotes – Enter basic details of your car and get instant premium estimates.
- Cashless Garage Network – Access thousands of garages associated with insurers for cashless repair.
- Policy Renewal Reminders – Get timely alerts so your policy never lapses.
- 24×7 Customer Support – Assistance for queries, renewals, and claims.
Types of Car Insurance Policies Available
On Policybazaar, you can buy or renew different types of car insurance policies:
- Third-Party Car Insurance
- Legally mandatory in India.
- Covers third-party damages or injuries but not your own car.
- Comprehensive Car Insurance
- Covers both third-party liability and own vehicle damages.
- Protection against accidents, theft, fire, and natural calamities.
- Can be enhanced with add-ons.
- Own Damage Policy
- Designed for those who already have third-party coverage.
- Covers only damages to your car.
Add-On Covers Available
Through Policybazaar, customers can also explore and buy add-ons offered by insurers, such as:
- Zero depreciation cover
- Roadside assistance
- Engine protection
- Return to invoice cover
- No Claim Bonus (NCB) protection
Benefits of Buying Car Insurance from Policybazaar
- Time-Saving – No need to visit multiple insurer websites.
- Transparent Comparison – Clear display of premium, benefits, and exclusions.
- Affordable Premiums – Helps you pick the most cost-effective option.
- Trusted Partners – Works with reputed insurance companies in India.
- Digital Process – Buy, renew, or claim online without paperwork.
Claim Settlement Process via Policybazaar
Although claims are settled by the insurer directly, Policybazaar offers claim assistance services to make the process easier.
- Raise a Claim – Report the incident on the insurer’s or Policybazaar’s platform.
- Inspection – Damage inspection arranged.
- Repair – Cashless service at a network garage or reimbursement option.
- Settlement – Claim processed quickly with Policybazaar’s support team guiding you.
Why Choose Policybazaar Car Insurance?
- Trusted by millions of customers across India.
- Simple and transparent process for buying policies.
- Access to top-rated insurance companies.
- Timely reminders for renewals.
- Extra support during claim settlement.
Conclusion
Policybazaar Car Insurance is the perfect solution for anyone looking to buy or renew a car insurance policy without hassle. Instead of juggling between different insurers, you can compare plans, check benefits, and choose the most suitable one on a single platform. With its easy process, wide range of insurers, and customer support, Policybazaar makes car insurance simple, quick, and affordable.
